Loan Calculator
Estimate your loan repayment before you apply.
Use the calculator below to estimate your monthly payment, total interest, and total repayment before submitting your loan application.
Auto Logbook Loans
Access financing using your motor vehicle logbook.
Trader Financing
Working capital support for traders and small businesses.
Landlord Loans
Cash support against rent receivables.
Project Financing
Funding support for qualified projects.
Repayment Planning
Know your numbers first.
The calculator helps you estimate repayment before applying. Actual terms may vary after review and approval.
Calculator
Estimate your loan repayment
Enter your loan amount, repayment period, and interest rate to view estimated repayment figures.
Loan Calculator
Estimate your repayment
Adjust the loan amount, repayment period and annual interest rate to see an estimated repayment schedule.
Enter repayment period in months.
Estimated Repayment
Projection Summary
Monthly Payment
KES 93.33
Total Interest
KES 120.00
Total Repayment
KES 1,120.00
This calculator provides an estimate only. Final loan approval, rates and repayment terms are subject to Umoja Magharibi review.
Application Guide
What happens after you apply?
Submit Application
Send your loan details and contact information.
Internal Review
Our team reviews your application and repayment estimate.
Follow Up
A representative contacts you for clarification or documents.
Approval Process
Eligible applications proceed to approval and onboarding.
Apply Now
Loan Application
Submit your details and Umoja Magharibi will follow up with you.
Step 1
Application Details
Step 2
Loan & Calculation
Step 3
Consent & Submission
Need Assistance?
Not sure which loan fits your needs?
Talk to our team and we will guide you through the available financing options.