Umoja Care Medical Cover
Affordable medical cover for individuals and families.
Umoja Care helps eligible clients access medical cover support in partnership with CIC, including inpatient, outpatient, dental, optical, maternity, and benevolent benefits.
Eligibility
Who can apply?
Kenyan citizen
Age 18 – 80 years
Active SHA membership
Annual contribution from KES 9,750
In partnership with
CIC Insurance
From KES 9,750
Affordable annual contribution option.
Age 18–80
Available for eligible adult applicants.
CIC Partnered
Supported through CIC partnership.
Family Support
Cover options for individuals and families.
Cover Benefits
Health protection for you and your family.
Umoja Care helps you prepare for life's unexpected medical expenses by providing access to comprehensive cover options and enrollment support through our partnership framework.
Why Umoja Care?
Because medical emergencies should not become financial emergencies.
Whether it is a hospital admission, outpatient treatment, maternity needs, dental care, or optical support, Umoja Care helps clients access cover solutions that promote confidence and peace of mind.
Inpatient Cover
Financial protection during hospital admissions and major medical treatments.
Outpatient Cover
Support for consultations, treatment, and day-to-day healthcare needs.
Dental Cover
Access to dental care benefits that help maintain oral health.
Optical Cover
Eye care and vision-related support under eligible cover options.
Maternity Cover
Additional support during pregnancy and maternity care periods.
Benevolent Benefit
A KES 50,000 benevolent benefit designed to provide additional support during difficult moments.
18–80
Eligible age range
SHA
Active membership required
KES 50,000
Benevolent benefit
Why Umoja Care?
Medical cover support made easier, clearer, and more personal.
Umoja Care helps eligible clients understand their medical cover options, submit their details, and receive guided support from the Umoja Magharibi team throughout the enrollment process.
Simple Application
Submit your basic details online without a complicated process.
Human Follow-Up
A Umoja Magharibi representative follows up and guides you on the next steps.
CIC Partnership Support
Umoja Care is positioned around medical cover options supported through CIC partnership channels.
Enrollment Journey
From application to guidance, we walk with you.
Submit Your Details
Complete the Umoja Care application form with your contact details, age, county, SHA number if available, and cover interest.
Review & Confirmation
Our team reviews your submission and confirms the information needed for the next stage.
Personal Follow-Up
A representative contacts you to explain available guidance, requirements, and enrollment steps.
Enrollment Support
Eligible applicants receive support through the enrollment process and are guided on what to do next.
Apply Online
Start your Umoja Care application.
Complete the form below and the Umoja Magharibi team will contact you about eligibility, required details, and enrollment next steps.
Before You Apply
Have your details ready.
To help us review your Umoja Care application smoothly, please provide accurate personal and contact information.
Umoja Care Application Form
Submit your application details
Fill in your details clearly. Fields and uploads inside the form should remain visible and easy to use.
Your information is reviewed by the Umoja Magharibi team.
After submission, our team will contact you for clarification, guidance, or next steps regarding Umoja Care enrollment.
Need Help Applying?
Our team is ready to guide you.
Contact Umoja Magharibi for help understanding Umoja Care eligibility, benefits, and enrollment support.